Why do I need a
certified appraisal?A certified appraisal gives you the peace of mind that your assets
value will be adequately protected in the event of a loss.
Appraisals are for more than just insurance against loss. A
certified appraisal will include all the information you need to
know for:
Insurance Scheduling
Estate Distribution
Asset Determination
Divorce Settlement
Charitable Donation
Casualty Loss
Purchase Evaluation
When should an item be appraised?
An item should be appraised upon purchase to assure for replacement
in case of loss or theft. In view of
continuing inflation, it is a good idea to have your valuables,
including jewelry, art, antique furniture, and valued items
appraised every two to three years to insure accuracy and account
for any increases in value.
What is a Certified Appraiser?
An appraisal is an opinion as to the authenticity, quality, design,
and value of an item. Since it is an opinion, backed and supported
by training, equipment, and experience, it is an important
understanding that there can be honest variations between competent
appraisals.
Most people commonly believe that the declared price evaluation is
the most important aspect of the appraisal.
This is not true!!!
Actually, the most important part (and the most protective to the
customer) is an explicit description of the item, accurately
depicting the design, materials, age, and condition.
Remember that the most reliable appraisal is an opinion based on
knowledge gained through
education and special training, backed up by technical equipment and
reinforced by experience.
What is included in appraisal?
Every appraisal includes:
• Fair market valuation as determined by
research of the item.
• Professionally rendered, easy to read
report.
• Pictures, as needed, with the appraisal.
Frequently Asked Questions about Appraisals
• Do I need to make an appointment?
Yes. Making an appointment will insure that the staff will be able
to devote the needed resources for your appraisal.
• Do I need to bring everything in?
No. We can schedule a time to come to you if the items are large or
hard to transport
• How long does an appraisal take?
Appraisal time varies depending on the number of items, intricacy of
items, and research time needed to get the most accurate information
on your valuables.
• How often should I have an appraisal
done?
You should get an appraisal upon initial purchase and every two to
three years to keep accurate values.